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Financial Facilities Under the B.I.T Programme: Pre-FranchisorFinancial Facilities Under the B.I.T Programme: Pre-Franchisee

For B.I.T Programme, Pernas will identify, create and develop small enterprises
that have products and services using a modern marketing approach, low set up
and new technologies. The B.I.T programme is a business transformation programme
for small entrepreneurs to become more competitive and systematic in conducting
business to gain more profit and develop their business effectively. The programme
also trains entrepreneurs to be more competitive in the market and in turn build
a franchise from the business

Financial Facilities Under the B.I.T Programme : Pre-Franchisor

  • Financing up to RM 500,000.00
  • Financing margin up to 90%
  • Charges at the rate of 4.75%
  • Processing Fee: RM100 minimum or 1% from total financing whichever is highest
  • Type of Financing: Islamic Financing Scheme (Tawarruq)
  • Finance Duration : Up to 5 years

Financial Facilities Under the B.I.T Programme : Pre-Franchisee

  • Financing up to RM 25,000.00
  • Financing margin up to 90%
  • Charges at the rate of 4.75%
  • Processing Fee: RM100
  • Type of Financing: Islamic Financing Scheme (Tawarruq)
  • Finance Duration : Up to 5 years (Collection of repayment to Pernas will be performed by the Pre-Franchisor)