Franchaisor
Looking to expand your market and elevate your business to the franchise level? Your journey starts here.
Pernas offers dedicated financing for pre-franchisors and master franchisees with the potential to build their own franchise network. With comprehensive financial support, local companies are empowered to scale and establish a strong foundation for long-term growth as franchisors.
Franchisee
Your first step into the franchise business starts here.
This support covers initial capital and operational needs, enabling franchisees to move forward with confidence and remain competitive. With expert guidance and a flexible financing structure, the dream of becoming a franchise entrepreneur is now more attainable than ever.
Licensor
Grow your business with our financing support.
This assistance is offered specifically to local companies that hold licensing rights and have the potential to expand through a licensing model. With targeted financial support, licensors can broaden their market reach and build a strong, sustainable business foundation.
Licensee
Franchise entrepreneurship is now a viable and appealing career choice.
Through affordable franchise packages, this initiative aims to help generate sustainable income while encouraging active participation in economic activities and the development of the local franchise ecosystem particularly among the bumiputera community.
Business-in-Transformation (BIT)
Elevate your business and build the confidence to develop your own franchise with us.
The Business-in-Transformation (BIT) Programme was established to help micro-entrepreneurs transition into a more systematic franchise model. Through structured training, guidance and financing, promising entrepreneurs are given the opportunity to restructure their operations and build a strong foundation for more stable and progressive growth.
Musa’adah Revolving Credit-i
Shariah-compliant revolving working capital financing with a flexible structure to support entrepreneurs in maintaining stable cash flow for business continuity and daily operational growth.
Musa’adah Revolving Credit-i is introduced to support ongoing working capital needs in a Shariah-compliant manner. With its flexible revolving feature, businesses can access funds based on their operational requirements within the approved limit.
i-VIP Programme
Experience is more than just a memory; it’s the foundation for the future.
The i-VIP Programme was created to support bumiputera veterans and retirees in restarting their careers through franchise entrepreneurship. Through training, business matching, mentoring and financing, participants are guided to build businesses that are stable, structured, and growth-oriented.
