Provide financing to franchisor companies to expand business in Malaysia.
- Sendirian Berhad company.
- Obtain franchise license from the Registrar of Franchise (ROF).
- Registered with Malaysian Franchise Association (MFA)
- Company has at least three (3) outlets in operations.
- Profitable business with positive shareholders’ funds as evidenced by the latest audited report.
- Syariah-compliant business.
Financing Mode
- Islamic Financing (Tawarruq Concept)
Financing Amount
- From RM50,000 to RM2,000,000*
*Subject to gearing ratio not more than 4 times.
Profit Rate
- BFR + up to 5%.
Financing Tenure
- Up to 10 years.
Pernas subsidiaries
Links to ministry and other agencies
