Provide financing to licensor to expand its licensing business model in Malaysiaompany, business owner(s), director(s) and shareholder(s) must have good credit report and not declared bankrupt.
- Sendirian Berhad company.
- 100% Malaysian-controlled and owned business.
- Has a legal right to grant the license and registered with MyIPO or any relevant authorities.
- Company that holds the master franchise right from foreign franchise that is yet to register with Registrar of Franchise (ROF).
- Licensing business that has defined concept and package.
- At least one (1) shareholder involves actively in the business.
- Company that has been operational of at least for two (2) years.
- Profitable business with positive shareholder’s fund. The company must produce audited report for the last two (2) years.
- Syariah-compliant business.
- Company, business owner(s), director(s) and shareholder(s) must have good credit report and not declared bankrupt.
Financing Mode
- Islamic Financing Scheme (Tawarruq concept).
Financing Size
- RM50,000 to RM2,000,000*
Subject to gearing ratio not more than 4 times.
Profit Rate
- BFR + up to 5%.
Financing tenure
- Up to 10 years
Pernas subsidiaries
Links to ministry and other agencies
